Reliable. Secure. Friendly.
Share Draft Checking Account
Designed to provide simple and secure access to manage your daily banking needs.
Free- First box of basic checks for new accounts
Free- First box of basic checks per year for “Golden Age” members
Online banking
Mobile Banking & Mobile Check Deposit
e-Statements
Direct deposit service
Online checks reorder
Visa Debit Card
Earn Dividends on balances over $500 e
Overdraft Loan Protection available
Reorder Checks
Reorder checks from Harland Clarke
Visa® Debit Card
Our ATM/Visa Check Card is the smarter way to pay. A Check Card (also known as a Debit Card) allows you to purchase what you want, anywhere Visa is accepted. Check Cards are quicker than making visits to the credit union, more convenient than writing checks, and safer than carrying cash.
Allpoint Access
Surcharge-Free ATMs & Real-Time Balance Checks
With the Allpoint Network, SMEFCU members will never be far away from surcharge-free ATM access to their cash, especially in the United States, where Allpoint offers 43,000 cash machines in places they’re already visiting as part of their daily routine. Conveniently located in destination retail outlets, including major discount retailers, convenience, grocery, and pharmacy stores, Allpoint Network ATMs save our members time as well as ATM fees.
