Reliable. Secure. Friendly.
Plan Ahead – Open a Christmas Club and Make the Season Merrier!
A Christmas Club is designed to help you build your savings throughout the year so you can cover shopping, travel, entertaining, and other year-end expenses.
It’s easy to get started. Choose a manageable amount each pay period to direct deposit to your Christmas Club. In October, your balance will automatically transfer to your Savings Account, making your holiday funds easily accessible. Start today, and you’ll be heading into the next holiday season stress-free!
| Account Type | Annual Percentage Rate | Annual Percentage Yield* | Min Balance Required for Dividends | Min. Balance Required |
|---|---|---|---|---|
| Christmas Club | 0.05% | 0.05% | $100.00 | $0 |
Rates are effective 1/1/2026 and are subject to change
without notice. Early withdrawal fee of $15.00 if withdrawn
before October 1st. Fees, if applicable,
may reduce earnings.