"Its a great movement, worthy of great deeds, deserving of great loyalty."               Edward Filene
   

What's New

Today's Loan Rates as low as...

Fixed Mortgage 3.25%
Fixed Home Equity  2.75%
Home Equity LOC  3.25%
Consolidation Loan 9.90%
New Auto 1.79%
Auto "Transfer" 1.79%
Used Auto 1.79%
VISA Credit Card 11.99%
Use your Auto Title for a Cash Loan 8.99%

Rates subject to change w/o notice

Report Lost or Stolen Cards

Credit Card:

(800) 843-5463

ATM/Debit Card:

(781) 438-3959 x210

Share Our Website With A Friend!

CTR Reference Guide

Click here for an explanation why Currency Transaction Reports are required and completed by financial institutions.

Access24 Phone#s!

(781) 438-3092 & (978) 658-2122  Make use of our audio response, auto-teller service - available 24/7 for easy access to your accounts

eZCardInfo.com!

Pay your credit card bill and manage your account conveniently online with eZCardInfo.

"Don't Tax My CU"!

Send that strong message to your U.S. Legislators today.

Calculator Tools!

Simply click here and go to the "Calculators" link on the next page for both Loan & Savings Calculators

1st Mortgage Online Apps!

View Rates, Products & Apply Online

Free Credit Reports!

Available once every 12 months

Deposit & Withdrawal ATMs!

Click Here for SUM surcharge-free ATMs offering no fee transactions

Invest In America!

Receive cash back on purchases and discounts from 1,200 retailers

The MoneyLine Expre$$!

Click Here for our Qrtrly Newsletter

2013 Annual Report!

Click Here for our Annual Report

Deposit Slip & Reconciliation Forms!

Click Here for Online Forms

 

   

 

   

Calendar of Events

Holiday Closings:

Columbus Day     

       Mon., Oct 13th, 2014

Veterans Day     

       Tues., Nov 11th, 2014

Thanksgiving Day     

       Thur., Nov 27th, 2014

Christmas Holiday     

       Wed., Dec 24th, 2014

Stoneham - Close 12:00 pm

Wilmington - Close 11:30 am

       Thur., Dec 25th, 2014

Branch Hours:

STONEHAM     

Mon, Tue, & Fri      9:00-4:30

Wed                      9:00-3:00

Thu                       9:00-6:00

Sat                        9:00-12:00

WILMINGTON     

Mon, Tue, & Fri      8:30-11:30

                             12:00-3:30

Wed                      8:30-11:30

                             12:00-2:00

Thu                       8:30-11:30

                             12:00-5:00

 

NOTE:   ATM/Debit Card Balances are updated three times each business day; once in the morning @ approx. 9:00 AM, once between 12:00 PM-1:00 PM and once in the afternoon @ approx. 4:30 PM.

   

 

   

 

 

 

 

Member Cellular Discounts with Sprint

 

Save on Car Insurance. Get a quote.

 

 

Member Cellular Discounts with Sprint

 

 

 

 

 

 

   

 

 

 

 

 

Stoneham m.e. is a federally charted, full service credit union serving members since 1963.  We offer a full range of financial services and are committed to meeting and fulfilling the financial expectations of our members.  

Our credit union is conveniently headquartered in Stoneham Massachusetts with an additional full service branch in Wilmington.
  For more information on membership, products and/or services, please browse our website, call our office or come in for a visit.  Be assured that every effort will be made to provide you with courteous, friendly and efficient service. 

 

... looking forward to serving you!
 

Today's Date is: Counter

Today's News:

 

 

Online Banking Visa Card & Loan Applications

 

A New Look!

 

There's a new look to our Virtual Branch Online Loan Forms. The format is different but the forms offer the same type choices for individual & joint applicants and ask similar questions. As before, there are required fields and informational none-required fields included on all the apps.

 

Once you fill out the application, be sure to click both the Submit and OK buttons. For your records, a confirmation number is generated at the time of completion to verify your request.

 

As in the past, loans continue to be processed in the same timely manner. If you have any other questions, please feel free to ask our staff at either branch or call us at: (781) 438-3959 or (978) 658-5394.

 

Thank You for your continued support!

 

 

 

When's The Last Time Your Car Loan Made You SMILE?

 

Now thru November 30th All Car Loans offered at...

 

* New Cars - 1.79% APR

 

* Used Card - 1.79% APR

 

Not happy with your current car loan rate or

finance company?... transfer your loan here!

 

* Automobile Transfers - 1.79% APR

 

 

Click here for Automobile Loan, Individual Applications

 

Click here for Automobile Loan, Joint Applications

 

 

 

Dormant Accounts - We Need YOUR Help!

 

It's that time of the year again...

The State of Massachusetts requires all financial institutions to review records and determine if they are in possession of dormant accounts, unclaimed for a three (3) year period or more.

 

This condition specifically applies to a member's "A" Suffix, Savings accounts at the credit union.

 

The solution is is easy and painless

but must be completed by October 31st!

 

If you receive a form letter from us on the subject or are informed by one of our staff, please perform one of the following requests:

  • Make a deposit into your Primary "A" Share (Savings) account

  • Authorize Direct Deposit from external sources such as payroll or social security

  • Make a withdrawal from your Primary "A" Share (Savings) account or

  • Complete, sign and mail/Fax us a DORMANCY ACKNOWLEDGEMENT FORM.

The form can be obtained from any of our staff or simple click on the link below.

 

If the dormancy status is not addressed, the account will be garnished a $100 Dormancy Fee and the remaining funds are sent to The Commonwealth of Massachusetts Treasurer's Office.

Please help us avoid that from happening!

 

If you have any additional question on this matter, please feel free to contact our staff at

the Wilmington branch @ (978) 658-5394 or the Stoneham office @ (781) 438-3959.

 

 

 

 

Need Cash NOW?

 

 

Introducing our newest loan product - The Auto Title Cash Loan!

Looking for a lower rate? Are credit scores causing you trouble getting credit? Need quicker access to cash than traditional payday loans? This loan option may be your best solution.

 

If your vehicle is paid off, you may qualify for an Auto Title Cash Loan* based on the value of your vehicle.

  • Vehicle with clear title used as collateral

  • Flexible terms up to 36 months

  • Fixed competitive interest rate at 8.99% APR

  • No prepayment penalties

  • Loan amounts up to $5,000 based on 50% of the NADA value of vehicle.

* Qualified cars: 2003-2014; proof of registration is required;

a $25 transfer fee may be charged by the RMV Dept.

 

To apply for an Auto Title Cash Loan, click on one of the links below:

 

Click here for Consumer Loan, Individual Applications

 

Click here for Consumer Loan, Joint Applications

 

 

 

Today's Mortgage Bargain...

 

An affordable 15 Year Special

 

3.25% APR*

 

First Come, First Serve!

 

Our partner, Allanach Mortgage Group offers leading edge technology, a wide variety of first mortgage products,

and the fast, courteous service you deserve.

 

Our Goal - To respond to your application within 24 hours!

 

* This special rate is offered for new money only

 

Click here to view all Current Mortgage Rates & Products

 

Click here to complete our Pre-Qualifying Application

 

 

 

The ULTIMATE ATM/Visa Check Card

 

Go Hassle Free

Go Paper Free

Go Worry Free

 

Are you looking for a fast, convenient

and safe way to pay for your purchases?

 

Our ATM/Visa Check Card is the smarter way to pay. A Check Card (also known as a Debit Card) allows you to purchase what you want, anywhere Visa is accepted. Check Cards are quicker than making visits to the credit union, more convenient than writing checks, and safer than carrying cash.

 

Click here to apply for an ATM/ Visa Check Card Today

 

 

 

Low Closing Cost - Home Equity Loans

 

> Home Equity Line-of-Credits - 3.25% APR

 

> Fixed Rate Home Equity Loans - as low as 2.75% APR

 

Low Closing Cost Options Available!

The credit union will pay the first $300 of your closing cost by taking a minimum amount of $20,000 or more.

 

Contact our Loan Representatives for more information.

Stoneham Office - 781-438-3959

Wilmington Branch - 978-658=5394

 

 

E-Mail: Click here to request more information

 

Click here for all our Home EquityRates & Terms

 

 

 

Marc Fucarile

 

 

 

 

Don't Tax My Credit Union

 

 

We Need Your Help

Tell Congress: Don't Tax My Credit Union

 

All these benefits are currently at risk. Congress is now considering tax reform legislation that has the potential to eliminate the tax exemption status for all credit unions.

 

We urge members to send a strong message to your U.S. Representative and Senators: "Don't Tax My Credit Union". It's easy to do - just visit www.DontTaxMyCreditUnion.org.

 

Thank You!

 

 

 

Enterprise Car Sales

 

 

 

 

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