"Its a great movement, worthy of great deeds, deserving of great loyalty."               Edward Filene
   

What's New

Today's Loan Rates as low as...

Fixed Mortgage 3.25%
Fixed Home Equity  2.75%
Home Equity LOC  3.25%
Consolidation Loan 9.90%
New Auto 1.79%
Auto "Transfer" 2.29%
Used Auto 2.39%
VISA Balance Transfer 1.99%

Rates subject to change w/o notice

Report Lost or Stolen Cards

Credit Card:

(800) 843-5463

ATM/Debit Card:

(781) 438-3959 x210

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CTR Reference Guide

Click here for an explanation why Currency Transaction Reports are required and completed by financial institutions.

Access24 Phone#s!

(781) 438-3092 & (978) 658-2122  Make use of our audio response, auto-teller service - available 24/7 for easy access to your accounts

eZCardInfo.com!

Pay your credit card bill and manage your account conveniently online with eZCardInfo.

"Don't Tax My CU"!

Send that strong message to your U.S. Legislators today.

Calculator Tools!

Simply click here and go to the "Calculators" link on the next page for both Loan & Savings Calculators

1st Mortgage Online Apps!

View Rates, Products & Apply Online

Free Credit Reports!

Available once every 12 months

Deposit & Withdrawal ATMs!

Click Here for SUM surcharge-free ATMs offering no fee transactions

Invest In America!

Receive cash back on purchases and discounts from 1,200 retailers

The MoneyLine Expre$$!

Click Here for our Qrtrly Newsletter

2013 Annual Report!

Click Here for our Annual Report

Deposit Slip & Reconciliation Forms!

Click Here for Online Forms

 

   

 

   

Calendar of Events

Holiday Closings:

Memorial Day     

       Mon., May 25th, 2015

Branch Hours:

STONEHAM     

Mon, Tue, & Fri      9:00-4:30

Wed                      9:00-3:00

Thu                       9:00-6:00

Sat                        9:00-12:00

WILMINGTON     

Mon, Tue, & Fri      8:30-11:30

                             12:00-3:30

Wed                      8:30-11:30

                             12:00-2:00

Thu                       8:30-11:30

                             12:00-5:00

 

NOTE:   ATM/Debit Card Balances are updated three times each business day; once in the morning @ approx. 9:00 AM, once between 12:00 PM-1:00 PM and once in the afternoon @ approx. 4:30 PM.

   

 

   

 

 

 

 

Member Cellular Discounts with Sprint

 

Save on Car Insurance. Get a quote.

 

 

Member Cellular Discounts with Sprint

 

 

 

 

 

 

   

 

 

 

 

 

Stoneham m.e. is a federally charted, full service credit union serving members since 1963.  We offer a full range of financial services and are committed to meeting and fulfilling the financial expectations of our members.  

Our credit union is conveniently headquartered in Stoneham Massachusetts with an additional full service branch in Wilmington.
  For more information on membership, products and/or services, please browse our website, call our office or come in for a visit.  Be assured that every effort will be made to provide you with courteous, friendly and efficient service. 

 

... looking forward to serving you!
 

Today's Date is: Counter

Today's News:

 

 

SAVE BIG With A VISA Balance Transfer Rate @ 1.99% APR*

 

High Credit Card And Loan Balances...

 

the elephant we can't ignore?

  • Save Money! - With our 12-month Balance Transfer Plan you pay only 1.99% APR though March 1, 2016 on balances transferred from high-rate credit cards and loans you have at other institutions.

  • Low Interest Rate After 12 Months - After the 12 month promotional rate, you still enjoy an interest rate that is much lower than the average rate offered at those same institutions.

  • No Balance Transfer Fee - Unlike other balance transfer promotions, SMEFCU do not charge fees to transfer your balance(s).

  • Payoff Your Debt Faster! - Transferring your balance(s) gives you the lower interest charge and allows you to pay off the debt much, much faster.

  • And Don't Ignore Those Other Conveniences! - ~ Non-variable (fixed) APR*,  ~ No annual fees, ~ No balance transfer fees, ~ 25-Day grace period, ~ Identity theft protection through Verified by VISA®, and ~ Online access to statement details through VISA eZCardinfo.com

Take advantage of our promotion today...

and say goodbye to that overgrown elephant!

 

Not In The Market For A Balance Transfer?

Pass this great offer on to a grateful friend or family member.

 

Click here for both Individual and Joint VISA Card Applications

 

* APR = ANNUAL PERCENTAGE RATE. TRANSFER FROM ONE OR MORE HIGH INTEREST RATE CREDIT CARDS TO OUR LOW RATE CREDIT CARD. $500 MINIMUM BALANCE TRANSFER REQUIRED. PROMOTIONAL RATES ARE GOOD FOR ONE YEAR FROM THE DATE OF THE FIRST BALANCE TRANSFER DURING THE PROMOTIONAL PERIOD. HIGHEST INTEREST DEBT WILL BE PAID FIRST. BALANCE TRANSFER PROMOTIONAL PERIOD RUNS FROM 02.01.2015 – 03.01.2015. THERE IS NO BALANCE TRANSFER FEE. BALANCE TRANSFERS POST AS A CASH ADVANCE. RATES ARE GOOD ON NEW BALANCES FROM OTHER FINANCIAL INSTITUTIONS ONLY. AVAILABLE TO BOTH EXISTING CARDHOLDER ACCOUNTS AND NEW ACCOUNTS. RATES GOOD ONLY ON ACCOUNTS IN GOOD STANDING. ALL APPLICATIONS ARE SUBJECT TO CREDIT APPROVAL. NEW MONEY ONLY. WE ARE AN EQUAL OPPORTUNITY LENDER.

 

 

 

Looking for a good car Loan?

 

We're offering Rates as Low as...

 

* New Cars - 1.79% APR

 

* Used Card - 2.39% APR

 

Not happy with your current car loan rate or

finance company?... transfer your loan here!

 

* Attractive Automobile Transfers @ 2.39% APR

 

Click here for Automobile Loan, Individual Applications

 

Click here for Automobile Loan, Joint Applications

 

 

 

A Great Source of Cash

 

 

Just a reminder of our newest loan product - The Auto Title Cash Loan!

Looking for a lower rate? Are credit scores causing you trouble getting credit? Need quicker access to cash than traditional payday loans? This loan option may be your best solution.

 

If your vehicle is paid off, you could qualify for an Auto Title Cash Loan* based on the value of your vehicle.

  • Vehicle with clear title used as collateral

  • Flexible terms up to 36 months

  • Fixed competitive interest rate at 8.99% APR

  • No prepayment penalties

  • Loan amounts up to $5,000 based on 50% of the NADA value of vehicle.

* Qualified cars: 2003-2015; proof of registration is required;

a $25 transfer fee may be charged by the RMV Dept.

 

To apply for an Auto Title Cash Loan, click on one of the links below:

 

Click here for Consumer Loan, Individual Applications

 

Click here for Consumer Loan, Joint Applications

 

 

 

Today's Mortgage Bargain...

 

An affordable 15 Year Special

 

3.25% APR*

 

First Come, First Serve!

 

Our partner, Allanach Mortgage Group

offers leading edge technology,

a wide variety of first mortgage products,

and the fast, courteous service.

 

Our Goal is to respond to your application within 24 hours!

 

* This special rate is offered for new money only

 

Click here to view all Current Mortgage Rates & Products

 

Click here to complete our Pre-Qualifying Application

 

 

 

The ULTIMATE ATM/Visa Check Card

 

Go Hassle Free

Go Paper Free

Go Worry Free

 

Are you looking for a fast, convenient

and safe way to pay for your purchases?

 

Our ATM/Visa Check Card is the smarter way to pay. A Check Card (also known as a Debit Card) allows you to purchase what you want, anywhere Visa is accepted. Check Cards are quicker than making visits to the credit union, more convenient than writing checks, and safer than carrying cash.

 

Click here to apply for an ATM/ Visa Check Card Today

 

 

 

Low Closing Cost - Home Equity Loans

 

> Home Equity Line-of-Credits - 3.25% APR

 

> Fixed Rate Home Equity Loans - as low as 2.75% APR

 

Low Closing Cost Options Available!

The credit union will pay the first $300 of your closing cost by taking a minimum amount of $20,000 or more.

 

Contact our Loan Representatives for more information.

Stoneham Office - 781-438-3959

Wilmington Branch - 978-658=5394

 

 

E-Mail: Click here to request more information

 

Click here for all our Home EquityRates & Terms

 

 

 

Marc Fucarile

 

 

 

 

Don't Tax My Credit Union

 

 

We Need Your Help

Tell Congress: Don't Tax My Credit Union

 

All these benefits are currently at risk. Congress is now considering tax reform legislation that has the potential to eliminate the tax exemption status for all credit unions.

 

We urge members to send a strong message to your U.S. Representative and Senators: "Don't Tax My Credit Union". It's easy to do - just visit www.DontTaxMyCreditUnion.org.

 

Thank You!

 

 

 

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