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Calendar of Events
Holidays:
President's Day
Mon., Feb. 20th, 2012
Memorial Day
Mon., May 28th, 2012
Branch Hours:
STONEHAM
Mon, Tue, & Fri 9:00-4:30
Wed
9:00-3:00
Thu
9:00-6:00
Sat
9:00-12:00
WILMINGTON
Mon, Tue, & Fri 8:30-11:30
12:00-3:30
Wed
8:30-11:30
12:00-2:00
Thu
8:30-11:30
12:00-5:00
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General Services - Applicable to all Accounts
| Open Regular Share Account (New
Member) |
No Fee |
| Access 24 - Telephone Response
System |
No Fee |
| Home Banking 24 - Online Banking
(available with E-Statement sign-up) |
No Fee |
| E-Statements - Electronic
Statement Delivery |
No Fee |
| Bill Payer - Introductory offer:
first 6 months Free |
$5.00 per month |
| Postage Stamp Books - (3 Books
max. per month) |
No Fee |
| Notary Service |
No Fee |
| 3rd Party Credit Union Check -
$500 or more |
No Fee |
| 3rd Party Credit Union Check -
less than $500 |
$3.00 |
| Money Order |
$3.00 |
| Gift Check |
$3.00 |
| Foreign Check Transaction |
$20.00 |
| NSF Returned Check |
$25.00 |
| Tax Levy/Garnishment
|
$50.00 |
| Paper Statement Reproduction or
Transaction History - (free via Home Banking 24) |
$5.00 |
| Re-Open closed Regular Share
Account - within a 6 month period |
$20.00 |
| Inactive Account (after 1 year, 18
years of age or greater) |
$5.00 per month |
| Dormant Account (inactive for 3
years) |
$100.00 |
| Returned Statements - Incorrect Address
|
$3.00 |
| Returned E-Statements - Incorrect
E-mail Address
|
$3.00 |
| Real Estate Subordination |
$25.00 |
| Real Estate Loan Discharge
Reissue |
$25.00 |
| IRA Transfer Out |
$25.00 |
| Account Research and Account
Balancing |
$40.00 per hour |
| Request for Account Activity
and/or Balances1 |
$3.00 |
| Early Withdrawal Penalty - Term
Share Certificates2 |
180 Days' Dividend |
Wire Transfers
| Wire Transfer - Incoming |
No Fee |
| Wire Transfer - Outgoing, Domestic |
$20.00 |
| Wire Transfer - Outgoing,
International |
$40.00 |
ACH
| ACH - NSF Returned Item |
$25.00 |
| ACH - NSF paid by Share
Transfer |
$5.00 |
ATM / Visa Check Card
| Point of Sale (POS), Transfer and
Deposits |
No Fee |
| Withdrawals - 10 Free Transactions
per month3 |
$1.50 |
| Balance Inquiries - 10 Free
Transactions per month3 |
$1.50 |
| NSF Recurring Transactions |
$25.00 |
| NSF paid by Share
Transfer |
$5.00 |
| Inactive Card (after 6 months of
no activity)4 |
$1.00 per month |
| Inactive Card (after 12 months of
no activity)4 |
$5.00 per month |
| Card Replacement |
$10.00 |
Visa Credit Card
| Annual Fee |
No Fee |
| Late Payment Fee |
$25.00 |
| Return Check Fee |
$25.00 |
| Card Replacement |
$10.00 |
| Walk Thru Fee (member requested,
expedited Card Replacement) |
$50.00 |
Share Drafts - All Checking Accounts
| Service Fee - Waived for
E-Statement participants and "Golden Age" Membership (minimum 60 years
of age with direct deposit) |
$1.50 per month |
| Stop Payment |
$20.00 |
| NSF Returned Item |
$25.00 |
| NSF paid by Share
Transfer |
$5.00 |
| Draft Copy - (Free via Home Banking
24) |
$5.00 |
Personal Share Drafts - Checking Accounts
| Per Transaction Fee |
No Fee |
| New Accounts - First Box of Basic
Checks |
No Fee |
| "Golden Age" Membership
(minimum 60 years of age with direct deposit) -
2 Boxes of Basic Checks per Year |
No Fee |
Business Share Drafts - Checking Accounts
| Per Transaction Fee5 |
$0.30 |
- This fee will not be enforced unless requests
occur more than twice per week.
- This fee does not apply to IRA Certificates
requiring mandatory IRA contributions.
- This fee does not include surcharges imposed by
ATM owners.
- This is defined as a card with no deposit, no
withdrawal and no purchase activity during the period.
- Transactions are defined as deposits, checks paid
, withdrawals, transfers, and ACH debits & credits.
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