"Its a great movement, worthy of great deeds, deserving of great loyalty."               Edward Filene
   

What's New

Today's Loan Rates as low as...

Fixed Mortgage 2.89%
Fixed Home Equity  2.85%
Home Equity LOC  3.25%
Consolidation Loan 9.90%
New Auto 1.54%
Auto "Transfer" 1.99%
Used Auto 2.39%
Credit Card 11.99%

Rates subject to change w/o notice

 

Access24 Phone#s

(781) 438-3092 & (978) 658-2122  Make use of our audio response, auto-teller service - available 24/7 for easy access to your accounts

Calculator Tools!

Simply click here and go to the "Calculators" link on the next page for both Loan & Savings Calculators

1st Mortgage Online Apps

View Rates, Products & Apply Online!

Free Credit Reports!

Available once every 12 months

Depository ATMs

Click Here for ATMs recently accepting deposits

Invest In America

Receive cash back on purchases and discounts from 1,200 retailers!

The MoneyLine Expre$$

Click Here for our Qrtrly Newsletter!

2012 Annual Report

Click Here for our Annual Report!

Deposit Slip & Reconciliation Forms

Click Here for Online Forms!

 

   

 

   

Calendar of Events

Holiday Closings:

Memorial Day     

       Mon., May 27th, 2013

Independence Day     

       Thurs., July. 4th, 2013

 

 

Branch Hours:

STONEHAM     

Mon, Tue, & Fri     9:00-4:30

Wed                      9:00-3:00

Thu                       9:00-6:00

Sat                        9:00-12:00

WILMINGTON     

Mon, Tue, & Fri     8:30-11:30

                             12:00-3:30

Wed                      8:30-11:30

                             12:00-2:00

Thu                       8:30-11:30

                             12:00-5:00

 

NOTE:   ATM/Debit Card Balances are updated twice each business day; once in the morning @ approx. 9:00 AM and once in the afternoon @ approx. 4:30 PM.

   

 

   

 

 

 

 

Member Cellular Discounts with Sprint

 

Member Cellular Discounts with Sprint

 

 

 

 

 

 

   

 

 

 

 

 

Stoneham m.e. is a federally charted, full service credit union serving members since 1963.  We offer a full range of financial services and are committed to meeting and fulfilling the financial expectations of our members.  

Our credit union is conveniently headquartered in Stoneham Massachusetts with an additional full service branch in Wilmington.
  For more information on membership, products and/or services, please browse our website, call our office or come in for a visit.  Be assured that every effort will be made to provide you with courteous, friendly and efficient service. 

 

... looking forward to serving you!
 

Today's Date is: Counter

 

 

Home Banking 24

Virtual Branch

System Upgrade Occurred

 On May 2nd

 

URL Address link:

https://www.netit.financial-net.com/smefcu/cgi-bin/ebs

 

UPGRADE ALERT! - To help improve the functionality of our home banking service, an upgrade occurred for all users on Thursday, May 2nd. This change requires members to reenroll by entering:

  • A security phrase and

  • Three security questions & answers but

  • No Change Is Required To Your Logon ID or Security Code

If you have any questions on this service or need additional assistance, please feel free to contact us at (978) 658-5394, (781) 438-3959 or drop by either of our branches.

Please Note:

 

Home Banking 24 / Virtual Branch is typically

unavailable for a brief period at the end of each work day

for data processing. 

 

 

 

Thank you!

To all those who generously contributed at the Shredding Fundraiser

held in our parking lot on Saturday, May 11th.

Also, a special thanks to:

Highland Printing for offering their time & equipment

and

Honey Dew Donuts for volunteering the coffee & donuts for the event

 

 

 

 

 

Click Here To Complete Your Auto "Sweet Deal" Individual Application

 

Click Here To Complete Your Auto "Sweet Deal" Joint Application

 

 

Not in the market for an auto loan right now?

 

Sweeten your friend and family member's day

by passing this Card Coupon on to them.

 

They'll be glad you did!

 

* Rate reflects a .25% discount with automatic loan payments.

Cannot be combined with existing SMEFCU loans.

Automobile must be a 2006 or newer. Other conditions may apply.

APR=Annual Percentage Rate.

 

 

 

 

NO CLOSING COST OPTION AVAILABLE!

 

(Contact Us For More Details)

 

* Phone: 781-438-3959 and 978-658-5394 or

 

* Visit our Loan Representatives at either CU Branch

 

* E-Mail: Click here to request more information

 

 

Click here for all Home Equity Rates

 

 

 

Gran Slam Used Auto Sales Event!

 

 

 

 

New, Used and Auto-Transfer

 

Car Rate Specials

 

 

 

 

 

 Our ultimate goal is to get you in the driver’s seat of that new car you’ve been dreaming about! Check with our staff to help find the best financial solution for your individual needs. 

 

  Interest Rate Term Amount
New Autos 1.54% APR up to 36 Mos up to $60,000
  1.99% APR up to 60 Mos up to $60,000

 

  2.24% APR up to 72 Mos up to $60,000

 

Used Autos 2.39% APR up to 60 Mos up to $50,000

 

  2.69% APR up to 72 Mos up to $50,000

 

"Auto Transfer"

(Transfer your

Auto loan

to the credit union!)

1.99% APR up to 60 Mos up to $50,000

 

 

Click here for Automobile Loan Individual Applications

 

Click here for Automobile Loan Joint Applications

 

This offer is subject to change / expire without notice.

Rate reflects a .25% discount with automatic loan payments.

New Money Only. Cannot be combined with existing SMEFCU loans.

Automobile must be a 2006 or newer. Other conditions may apply.

APR=Annual Percentage Rate.

 

 

 

 

 

We DON'T Do CARD TRICKS Here!

 

The Stoneham ME Credit Union DOES NOT

charge a monthly fee for our ATM/Debit Cards.

 

To order a card, simply CLICK here.

 

 

And ... our Checking Account Services

offer all the amenities you'll ever need:

 

  • Free 24/7 Online Banking and Audio (Auto Teller) Response

  • Free monthly Electronic Statements

  • Free first box of basic checks

  • Free Direct Deposit service

  • Free Bill Payer for the first six months

  • ATM/VISA Check (debit) Cards

  • No minimum balance required

  • No per-check fee

  • Overdraft Loan Protection available

  • Dividends available with a $500 balance or more

Interested in a new Checking Account?

 

 

 

The Definition of ROCK-BOTTOM...

 

An Affordable 15 YEAR MORTGAGE

 

 

2.89% Rate Special - New Money Only

 

FIRST COME, FIRST SERVE!

 

 

 

OTHER RATES AND TERMS AVAILABLE

 

There's never been a better time to get a mortgage at the

Stoneham m.e. Federal Credit Union.

 

 

 

Not only are rates at record lows,

but our partnership with Allanach Mortgage Group allows us to offer the leading edge technology, wide variety of first mortgage products, and fast, courteous service you deserve.

 

 Our goal - to respond to your application within 24 Hours!

 

 Feel free to call us with questions or for personal assistance at (781) 438-3959.

 

To get started, simply

 

Click here to view Current Mortgage Rates & Products

 

 

Click here to complete our "Pre-Qualifying" Application today.

 

 

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