Stoneham m.e. is a federally chartered, full service credit union serving
members since 1963. We offer a full range of financial services and are
committed to meeting and fulfilling the financial expectations of our members.
... looking forward to serving you!
Today's Date is:
Contact us today and take advantage of our credit card transfer special.
Hurry... offer ends June 30th!
No Annual Fee - No Balance Transfer Fee
Online access to your Visa account at eZcardinfo.com
Credit Limits up to $15,000
Need A Higher Credit Limit? Contact us or apply online at www.smefcu.org.
Not In The Market For A Balance Transfer?
Pass this great offer on to a friend or family member.
Balance transfer promotion period runs from 4/1/2016-6/30/2016. Promotional rate is good from the date of the first balance transfer to 6/30/2017. After that, balance reverts to our current credit card rate of 11.99% APR. This rate is good on balance transfers from other financial institutions only. Both existing cardholder accounts and new accounts are eligible for this promotion. This promotional rate is good only on accounts in good standings. APR = Annual Percentage Rate. No balance transfer fee.
On Monday, November 9th, Stoneham ME Federal Credit Union joined the Allpoint ATM Network. This means our members now have access to America’s largest surcharge-free ATM network, with some 55,000 surcharge-free ATMs worldwide. And in addition... your account balances are now Online, Real-Time!
With the Allpoint Network, SMEFCU members will never be far away from surcharge-free ATM access to their cash, especially in the United States where Allpoint offers 43,000 cash machines in places they’re already visiting as part of their daily routine. Conveniently located in destination retail outlets, including major discount retailers, convenience, grocery, and pharmacy stores, Allpoint Network ATMs save our members time as well as ATM fees.
NOTES AND HIGHLIGHTS:
Please feel free to contact our staff at (781) 438-3959 or (978) 658-5394 with any questions.
Wish to apply for a Stoneham ME FCU ATM/Debit Card? Click on the link below:
* Existing smefcu loans are not eligible for this special
We're offering Loan Rates as Low as...
* New Cars - 1.79% APR
* Used Card - 2.39% APR
The Stoneham m.e. FCU 53rd Annual Meeting is
to be held Wednesday May 11th at the Stoneham Office starting at 3:30 pm.
The Annual Meeting is an opportunity for members to voice their opinion and vote or run for open positions on the Board of Directors.
This year three positions are up for election.
If you're interested in serving on the Board or Supervisory Committee,
please contact our Nominating Committee Members:
Charlie Coogan, Anita Woodland and Joanne Anderson
at (781) 438-3959
REMEMBER... Your Voice Can Make A Difference!
Just a reminder of our newest loan product - The Auto Title Cash Loan!
Looking for a lower rate? Are credit scores causing you trouble getting credit? Need quicker access to cash than traditional payday loans? This loan option may be your best solution.
If your vehicle is paid off, you could qualify for an Auto Title Cash Loan* based on the value of your vehicle.
* Qualified cars: 2005-2016; proof of registration is required;
a $25 transfer fee may be charged by the RMV Dept.
To apply for an Auto Title Cash Loan, click on one of the links below:
Affordable, Convenient... Tailored for your needs!
1O Year Fixed Year Special @ 2.99% Rate, 3.146% APR*
15 Year Fixed Year Special @ 3.125% Rate, 3.233% APR*
And... Call Us for our other 15, 20 and 30 Year Rates
First Come, First Serve!
Our partner, Allanach Mortgage Group
offers leading edge technology,
a wide variety of first mortgage products,
and the fast, courteous service.
Our Goal is to respond to your application within 24 hours!
* This special rate is offered for new money only
Go Hassle Free
Go Paper Free
Go Worry Free
Are you looking for a fast, convenient
and safe way to pay for your purchases?
Our ATM/Visa Check Card is the smarter way to pay. A Check Card (also known as a Debit Card) allows you to purchase what you want, anywhere Visa is accepted. Check Cards are quicker than making visits to the credit union, more convenient than writing checks, and safer than carrying cash.
> Home Equity Line-of-Credits - 3.50% APR
> Fixed Rate Home Equity Loans - as low as 2.75% APR
Low Closing Cost Options Available!
The credit union will pay the first $300 of your closing cost by taking a minimum amount of $20,000 or more.
Contact our Loan Representatives for more information.
Stoneham Office - 781-438-3959
Wilmington Branch - 978-658=5394
We Need Your Help
Tell Congress: Don't Tax My Credit Union
All these benefits are currently at risk. Congress is now considering tax reform legislation that has the potential to eliminate the tax exemption status for all credit unions.
We urge members to send a strong message to your U.S. Representative and Senators: "Don't Tax My Credit Union". It's easy to do - just visit www.DontTaxMyCreditUnion.org.